Payment gateway
Effortless Money Movement
Payfluent is a technology gateway and referral partner. We connect you to a network of authorised acquiring partners and route every merchant to the right solution.
One integration. Every way to get paid.
Payfluent is a technology gateway and referral/ISO partner. Merchants contract directly with authorised acquiring partners. Payfluent does not itself acquire payment transactions, hold customer funds, or provide regulated payment services.
Card processing
We introduce and route you to an authorised acquiring partner, and your payments settle straight to your own bank account.
USDC settlement
Accept the same card payments and your acquiring partner settles them to your USDC wallet, with no change to your customer checkout.
Partner matching
We introduce you to the authorised acquiring partner that fits your business, whatever you sell.
Financing and factoring
Holding a rolling reserve with an authorised acquiring partner? Our financing partners unlock it as working capital, and can factor your future card receivables into cash today.
From signup to settled in three steps.
Connect
Integrate the Payfluent gateway once. A single connection reaches every authorised acquiring and financing partner we work with.
Route
We match you to the acquirer and solution that fit your business.
Settle
Your payments settle to your bank account or USDC wallet through your acquiring partner, and financing partners can unlock your reserve or factor receivables on demand.
Ready to get paid your way?
Tell us about your business and we will route you to the right partner.